Tomorrow’s your last chance to enter into the free giveaway for the 2008 TaxCut software worth $35! There’s only ## people signed up right now, so you have a great chance to win! Go over to the post and comment now!



“A rich man is nothing but a poor man with money.”

W.C. Fields

So does that make a happy person nothing but a sad person with happiness?


10 For he sees wise men die; likewise the fool and the senseless person perish, and leave their wealth to others. 11 Their inner thought is that their houses will last forever, their dwelling places to all generations; they call their lands after their own names. 12 Nevertheless man, though in honor, does not remain; he is like the beasts that perish. 13 This is the way of those who are foolish, and of their posterity who approve their sayings. 14 Like sheep they are laid in the grave; death shall feed on them; the upright shall have dominion over them in the morning; and their beauty shall be consumed in the grave, far from their dwelling.

Psalm 49:10-14

From the Life Application Bible:

The rich and poor have one similarity: When they die, they leave all they own here on earth. At the moment of death (and all of us will face that moment), both rich and poor are naked and empty-handed before God. The only riches we have at that time are those we have already invested in our eternal heritage.

At the time of death, each of us will wish we had invested less on earth, where we must leave it, and more in heaven, where we will retain it forever. To have treasure in heaven, we must place our faith in God, pledge ourselves to obey him, and utilize our resources for the good of his Kingdom.

This is a good time to check up on your investments and see where you have invested the most. Then do whatever it takes to place your investments where they really count.


WaMu’s (now JPMorgan Chase’s) online savings account is now at a measly 1.50% which I predicted after JPMorgan took them over. Let’s just hope the customer service doesn’t drop like their interest rates! On a positive note, their online-only 5-year certificate of deposit (CD) is earning 4%. Not bad, but I don’t want to lock up my money for that long.

FNBO Direct (read my full review) recently dropped their rate to 2.80% from 3.25%. They also earned Kiplinger’s 2008 best online savings account award (even though their rate was higher then). I still like them, but I wouldn’t open an account if you’re looking for a high interest rate. There are others with higher interests rates out there.

A quick check on Bankrate shows DollarSavings Direct still leads the pack at 4% (read my full review here). HSBC Direct is holding steady at 3% (mini review here). SmartyPig is still at a high 3.90% although it’s a little different from a traditional savings account. I still haven’t got a proper review, but should have it soon for your reading pleasure!


In the spirit of Christmas, I am giving away a copy of H&R Block’s 2008 TaxCut Premium Federal ($35 value)! All you have to do is comment right on this post about what you love most about the Christmas season! I will randomly select one person (with a valid email) to win the free tax software!

How do I win?

  • Write a comment below about what you love most about Christmas along with a valid email address.
  • Do it before 7 pm PST December 31, 2008.
  • The winner will be selected randomly and announced right here.
  • Enter only once; duplicate entries or IP addresses will be disqualified.
  • I cannot guarantee safe delivery of items. In the rare case that mail is lost, stolen, etc. I cannot be held responsible.
  • All local laws, rules, and regulations apply.
  • Sign up for the Christian Finance Blog RSS feed to keep up to date on the winner and any upcoming giveaways!

If you can’t get enough of free Christmas giveaways, my friend Bob over at Christian Personal Finance is giving away some iPods and some other cool stuff! Check it out!

Happy Birthday, Jesus!

December 25, 2008


Happy birthday to you!
Happy birthday to you!
Happy birthday, dear Jesus.
Happy birthday to you!

Today marks the most important birthday in the history of the world! Jesus Christ was born on this day (or at least that’s what we celebrate) and entered into this world 100% man and 100% God (wouldn’t that be 200%?). He was born of the Holy Spirit and the virgin Mary in an impossible birth only made possible by God. And He’s my savior! He’s my friend! He’s my father! How ’bout you?

Jesus changed the course of history on this day and Jesus can change your life, too! If you just let Him.


“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.”

Michael Leboeuf

Time is money. Enough said.