eatmorchikin

Friday, July 11 is Cow Appreciation Day at Chick-fil-A nationwide. To celebrate, nearly 1,400 Chick-fil-A restaurants will offer a free Chick-fil-A meal to anyone fully dressed as a cow (includes an entree, side item, and a drink). For those who are partially dressed in cow attire will receive a free entree.

I say we all buy a cheap cow Halloween costume and hit up all the Chick-fil-A’s in the area! That would be fun!

The cow is the unofficial icon of the restaurant chain and has helped boost sales by over 500% since its introduction from $502 million in sales in 1995 to more than $2.64 billion in 2007! And by the way, the chain is Christian-owned and operated so go ahead and support! I always love supporting Christian companies. I mean, think about the corporate tithe Chick-fil-A would pay on $2.64 billion! That’s like $264 million! Yikes!

Source: QSR Magazine

suzewilltrust

On yesterday’s episode of the Suze Orman show, Suze offered a free gift code to access the her Will & Trust Kit online. All you have to do is go to her website and enter “people first” into the gift code section of the Will & Trust Kit (normally $13.50!). This allow you to create some financial documents such as a will, revocable trust, and more. And you can’t beat free!

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9 Don’t you remember, dear brothers and sisters, how hard we worked among you? Night and day we toiled to earn a living so that we would not be a burden to any of you as we preached God’s Good News to you.

1 Thessalonians 2:9 (NLT)

Even Paul, a minister of the gospel, worked to earn a living. He supported himself as a tentmaker. What a concept! Working to support yourself rather than relying on other people or the government.

From the Life Application Bible:

Although Paul had the right to receive financial support from the people he taught, he supported himself as a tentmaker (Acts 18:3) so that he wouldn’t be a burden to the new Thessaloanian believers.

From the Nelson Study Bible:

Paul’s affection for the Thessaloanians was demonstrated by his labor. As in 1:3, this word indicates strenuous work that produces weariness and fatigue. Paul made tents to provide for his financial needs, working early and late, in order that he might not be a burden to his converts. Paul’s actions showed that his ministry was motivated by an unselfish desire to promote the well-being of others rather than to advance his own needs.

onthemoneyblog

Ok, not quite. But the Warren Buffet Credit Score post was linked by the On the Money blog with Carmen Wong Ulrich. I appreciate the link, Carmen! Make sure you check out her blog. Carmen is the author of Generation Debt.

“If you want to feel rich, just count the things you have that money can’t buy.”

Unknown source

I love it! There are so many people in this world with tons of money, but still without satisfaction, without purpose, without happiness and without true friends. Just look at the prodigal son in the Bible. When he had money, he had “friends” who partied with him and spent his money for him. As soon as he ran out of money, his “friends” abandoned him.

It’s not about how many dollars you have that matters but how many friends you have who will stick with you through thick and thin. It’s about having a family that loves you for who you are regardless of meaningless numbers in a bank account. It’s about the treasures you can store in heaven. It’s about having a relationship with the most high God. What really matters in this life are the priceless things that money can’t buy.

Some people will sacrifice their health to gain wealth. And later they will have to sacrifice all of their wealth to try and regain their health. What’s really worth it? What really matters?

Did you know that the world’s richest man’s credit score is only 718? How can a billionaire like Warren Buffet have an average credit score? Even my credit score is higher than his! He really doesn’t need to even borrow money since his net worth is “only” about $62 billion. He can just pay with cash! But what’s the explanation for his average credit score?

Well, the FICO (Fair Issac Corporation) score doesn’t take into account wealth or assets. What the FICO credit score (which is the score that most lenders use) takes into account is your payment history, amounts owed, length of credit history, new credit, and types of credit used (in order of importance). It measures how much of a risk you are to a lender and has a range between 300 and 850.

The FICO credit score is important because it’s not only used by lenders (which affects interest rates on loans). Potential employers can check your credit and you may be passed up for a job because of poor credit. Landlords can also check your credit and might not rent to you. Most insurance companies are also now basing your insurance policy on your credit score. Utilities companies and cell phone companies can even use your score.

So what can you do to improve your score (or establish a score if you don’t have one?) The best thing you can do is to pay your bills on time. This includes utility bills, rent, cell phone bills, and any installment loan payments (car loans, mortgages, student loans, etc.). Pay your credit cards on time every month, or better yet, pay them off every single month. Keep your debt-to-credit limit ratio (the amount owed versus the total credit limit) low.

If you don’t have a credit score (common among younger people), you can take some steps to establish your credit. Consider taking out a credit card with a low credit limit and use it to buy things that you would buy anyway (like gas) and pay it off every month. If you’re in school, you could also consider taking out a small student loan. The longer your credit history, the better, so as your credit ages, your score will improve. I’m not saying that you should go take out lots of loans and credit cards just so you can establish your credit. Don’t borrow if you don’t have to. But you can take some steps now to establish or improve your credit. Knowing is the first step!

Source: MyFico

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“Never work just for money or for power. They won’t save your soul or help you sleep at night.”

Marian Wright Edelman

So true. The Bible teaches this. Only Jesus can save your soul.